{"id":36756,"date":"2026-03-01T13:48:00","date_gmt":"2026-03-01T13:48:00","guid":{"rendered":"https:\/\/guianetflix.net\/1aa49f9a-230c-4314-ae67-e2073a7f0708\/"},"modified":"2026-03-01T13:48:51","modified_gmt":"2026-03-01T13:48:51","slug":"1aa49f9a-230c-4314-ae67-e2073a7f0708","status":"publish","type":"post","link":"https:\/\/guianetflix.net\/fr\/1aa49f9a-230c-4314-ae67-e2073a7f0708\/","title":{"rendered":"Cr\u00e9dito Automotriz CPM: CAT desde 18.5%, plazos flexibles y sin comisi\u00f3n"},"content":{"rendered":"<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommand\u00e9 pour vous<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Caja Popular Mexicana<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Financiamiento de auto nuevo o seminuevo sin comisi\u00f3n por apertura, CAT promedio desde 18.5% y plazos hasta 72 meses. Aprovecha hasta el 100% del valor del veh\u00edculo.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/guianetflix.net\/fr\/redirect\/?https:\/\/www.cpm.coop\/credito-automotriz-cpm\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Faites votre demande d\u00e8s maintenant<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vous serez redirig\u00e9 vers un autre site web<\/small>\n<\/div>\n<p>El Cr\u00e9dito Automotriz CPM de Caja Popular Mexicana, en mi opini\u00f3n como analista independiente, destaca por sus condiciones accesibles para comprar tu auto nuevo o seminuevo. Permite acceder a financiamiento de hasta el 100% del valor del veh\u00edculo y montos que van desde $52,095.38 hasta $1,302,384.45 pesos. Los plazos var\u00edan seg\u00fan antig\u00fcedad del veh\u00edculo, hasta 72 meses en autos nuevos y seminuevos recientes, y tasas de inter\u00e9s que se colocan entre las m\u00e1s competitivas del segmento.<\/p>\n<p>La tasa ordinaria anual para autos nuevos es de 12.84% m\u00e1s IVA, y para autos seminuevos de 13.80% m\u00e1s IVA; adem\u00e1s, el Costo Anual Total (CAT) promedio es de 18.5% para nuevos y 19.9% para seminuevos, tomando como referencia informaci\u00f3n actualizada hasta junio de 2026. Destaca la ausencia de comisi\u00f3n por apertura, algo poco com\u00fan en el mercado mexicano.<\/p>\n<h3>Paso a paso: c\u00f3mo solicitar tu Cr\u00e9dito Automotriz CPM<\/h3>\n<ol>\n<li>Convertirse en socio de Caja Popular Mexicana y contar con identificaci\u00f3n oficial vigente.<\/li>\n<li>Elegir el veh\u00edculo deseado, ya sea de agencia o concesionaria autorizada.<\/li>\n<li>Presentar comprobante de domicilio y comprobante de ingresos actualizado.<\/li>\n<li>Contratar un seguro automotriz de cobertura amplia durante toda la vigencia del cr\u00e9dito.<\/li>\n<li>Solicitar el cr\u00e9dito en sucursal o v\u00eda m\u00f3vil, seguir el proceso de validaci\u00f3n y recibir la aprobaci\u00f3n.<\/li>\n<\/ol>\n<h3>Ventajas del Cr\u00e9dito Automotriz CPM<\/h3>\n<p>Una de las mayores ventajas de este cr\u00e9dito es que financia hasta el 100% del valor del auto, lo que elimina la necesidad de dar un gran enganche inicial. <\/p>\n<p>Tambi\u00e9n es positivo que ofrezca plazos amplios, adapt\u00e1ndose tanto a compradores individuales como a peque\u00f1as empresas que buscan renovar flota.<\/p>\n<p>No cobra comisi\u00f3n por apertura ni administraci\u00f3n, reduciendo significativamente el costo total del financiamiento.<\/p>\n<h3>Desventajas del Cr\u00e9dito Automotriz CPM<\/h3>\n<p>Para acceder es necesario ser socio de la caja, lo que implica requisitos adicionales y pasos previos que pueden retrasar el tr\u00e1mite.<\/p>\n<p>Tampoco financia accesorios fuera del equipamiento original ni autos de m\u00e1s de seis a\u00f1os de antig\u00fcedad, limitando el rango de opciones.<\/p>\n<h3>Verdict final<\/h3>\n<p>El Cr\u00e9dito Automotriz CPM es una alternativa s\u00f3lida para quienes buscan buenas tasas, plazos flexibles y financiamiento total, siempre que la antig\u00fcedad y procedencia del auto cumplan los requisitos de la caja. Mejor opci\u00f3n, si ya eres socio o planeas hacerte socio en esta cooperativa.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Recommand\u00e9 pour vous<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">Caja Popular Mexicana<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Financiamiento de auto nuevo o seminuevo sin comisi\u00f3n por apertura, CAT promedio desde 18.5% y plazos hasta 72 meses. Aprovecha hasta el 100% del valor del veh\u00edculo.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/guianetflix.net\/fr\/redirect\/?https:\/\/www.cpm.coop\/credito-automotriz-cpm\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Faites votre demande d\u00e8s maintenant<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">Vous serez redirig\u00e9 vers un autre site web<\/small>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Descubre el Cr\u00e9dito Automotriz CPM con CAT promedio desde 18.5%, plazos flexibles hasta 72 meses y sin comisi\u00f3n por apertura. Financia tu auto nuevo o seminuevo con Caja Popular Mexicana.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cr\u00e9dito Automotriz CPM: CAT desde 18.5%, plazos flexibles y sin comisi\u00f3n - G|N<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guianetflix.net\/fr\/1aa49f9a-230c-4314-ae67-e2073a7f0708\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dito Automotriz CPM: CAT desde 18.5%, plazos flexibles y sin comisi\u00f3n - G|N\" \/>\n<meta property=\"og:description\" content=\"Descubre el Cr\u00e9dito Automotriz CPM con CAT promedio desde 18.5%, plazos flexibles hasta 72 meses y sin comisi\u00f3n por apertura. Financia tu auto nuevo o seminuevo con Caja Popular Mexicana.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/guianetflix.net\/fr\/1aa49f9a-230c-4314-ae67-e2073a7f0708\/\" \/>\n<meta property=\"og:site_name\" content=\"G|N\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-01T13:48:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-01T13:48:51+00:00\" \/>\n<meta name=\"author\" content=\"Bruno Gianni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bruno Gianni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/guianetflix.net\/1aa49f9a-230c-4314-ae67-e2073a7f0708\/\",\"url\":\"https:\/\/guianetflix.net\/1aa49f9a-230c-4314-ae67-e2073a7f0708\/\",\"name\":\"Cr\u00e9dito Automotriz CPM: CAT desde 18.5%, plazos flexibles y sin comisi\u00f3n - G|N\",\"isPartOf\":{\"@id\":\"https:\/\/guianetflix.net\/#website\"},\"datePublished\":\"2026-03-01T13:48:00+00:00\",\"dateModified\":\"2026-03-01T13:48:51+00:00\",\"author\":{\"@id\":\"https:\/\/guianetflix.net\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\"},\"breadcrumb\":{\"@id\":\"https:\/\/guianetflix.net\/1aa49f9a-230c-4314-ae67-e2073a7f0708\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/guianetflix.net\/1aa49f9a-230c-4314-ae67-e2073a7f0708\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/guianetflix.net\/1aa49f9a-230c-4314-ae67-e2073a7f0708\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/guianetflix.net\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cr\u00e9dito Automotriz CPM: CAT desde 18.5%, plazos flexibles y sin comisi\u00f3n\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/guianetflix.net\/#website\",\"url\":\"https:\/\/guianetflix.net\/\",\"name\":\"G|N\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/guianetflix.net\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/guianetflix.net\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\",\"name\":\"Bruno Gianni\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/guianetflix.net\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"caption\":\"Bruno Gianni\"},\"description\":\"Bruno writes the way he lives, with curiosity, care, and respect for people. He likes to observe, listen, and try to understand what is happening on the other side before putting any words on the page.For him, writing is not about impressing, but about getting closer. It is about turning thoughts into something simple, clear, and real. Every text is an ongoing conversation, created with care and honesty, with the sincere intention of touching someone, somewhere along the way.\",\"url\":\"https:\/\/guianetflix.net\/fr\/author\/bcgianni\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Cr\u00e9dito Automotriz CPM: CAT desde 18.5%, plazos flexibles y sin comisi\u00f3n - G|N","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/guianetflix.net\/fr\/1aa49f9a-230c-4314-ae67-e2073a7f0708\/","og_locale":"fr_FR","og_type":"article","og_title":"Cr\u00e9dito Automotriz CPM: CAT desde 18.5%, plazos flexibles y sin comisi\u00f3n - G|N","og_description":"Descubre el Cr\u00e9dito Automotriz CPM con CAT promedio desde 18.5%, plazos flexibles hasta 72 meses y sin comisi\u00f3n por apertura. Financia tu auto nuevo o seminuevo con Caja Popular Mexicana.","og_url":"https:\/\/guianetflix.net\/fr\/1aa49f9a-230c-4314-ae67-e2073a7f0708\/","og_site_name":"G|N","article_published_time":"2026-03-01T13:48:00+00:00","article_modified_time":"2026-03-01T13:48:51+00:00","author":"Bruno Gianni","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Bruno Gianni","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/guianetflix.net\/1aa49f9a-230c-4314-ae67-e2073a7f0708\/","url":"https:\/\/guianetflix.net\/1aa49f9a-230c-4314-ae67-e2073a7f0708\/","name":"Cr\u00e9dito Automotriz CPM: CAT desde 18.5%, plazos flexibles y sin comisi\u00f3n - G|N","isPartOf":{"@id":"https:\/\/guianetflix.net\/#website"},"datePublished":"2026-03-01T13:48:00+00:00","dateModified":"2026-03-01T13:48:51+00:00","author":{"@id":"https:\/\/guianetflix.net\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4"},"breadcrumb":{"@id":"https:\/\/guianetflix.net\/1aa49f9a-230c-4314-ae67-e2073a7f0708\/#breadcrumb"},"inLanguage":"fr-FR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/guianetflix.net\/1aa49f9a-230c-4314-ae67-e2073a7f0708\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/guianetflix.net\/1aa49f9a-230c-4314-ae67-e2073a7f0708\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/guianetflix.net\/"},{"@type":"ListItem","position":2,"name":"Cr\u00e9dito Automotriz CPM: CAT desde 18.5%, plazos flexibles y sin comisi\u00f3n"}]},{"@type":"WebSite","@id":"https:\/\/guianetflix.net\/#website","url":"https:\/\/guianetflix.net\/","name":"G|N","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/guianetflix.net\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"fr-FR"},{"@type":"Person","@id":"https:\/\/guianetflix.net\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4","name":"Bruno Gianni","image":{"@type":"ImageObject","inLanguage":"fr-FR","@id":"https:\/\/guianetflix.net\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g","caption":"Bruno Gianni"},"description":"Bruno writes the way he lives, with curiosity, care, and respect for people. He likes to observe, listen, and try to understand what is happening on the other side before putting any words on the page.For him, writing is not about impressing, but about getting closer. It is about turning thoughts into something simple, clear, and real. Every text is an ongoing conversation, created with care and honesty, with the sincere intention of touching someone, somewhere along the way.","url":"https:\/\/guianetflix.net\/fr\/author\/bcgianni\/"}]}},"_links":{"self":[{"href":"https:\/\/guianetflix.net\/fr\/wp-json\/wp\/v2\/posts\/36756"}],"collection":[{"href":"https:\/\/guianetflix.net\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/guianetflix.net\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/guianetflix.net\/fr\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/guianetflix.net\/fr\/wp-json\/wp\/v2\/comments?post=36756"}],"version-history":[{"count":1,"href":"https:\/\/guianetflix.net\/fr\/wp-json\/wp\/v2\/posts\/36756\/revisions"}],"predecessor-version":[{"id":36765,"href":"https:\/\/guianetflix.net\/fr\/wp-json\/wp\/v2\/posts\/36756\/revisions\/36765"}],"wp:attachment":[{"href":"https:\/\/guianetflix.net\/fr\/wp-json\/wp\/v2\/media?parent=36756"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/guianetflix.net\/fr\/wp-json\/wp\/v2\/categories?post=36756"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/guianetflix.net\/fr\/wp-json\/wp\/v2\/tags?post=36756"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}