{"id":53946,"date":"2026-04-09T11:46:00","date_gmt":"2026-04-09T11:46:00","guid":{"rendered":"https:\/\/guianetflix.net\/f97a8aad-0228-4d18-a581-3f8c0348028f\/"},"modified":"2026-04-09T11:46:52","modified_gmt":"2026-04-09T11:46:52","slug":"f97a8aad-0228-4d18-a581-3f8c0348028f","status":"publish","type":"post","link":"https:\/\/guianetflix.net\/en\/f97a8aad-0228-4d18-a581-3f8c0348028f\/","title":{"rendered":"SEB pat\u0113ri\u0146a kred\u012bts: izdev\u012bga likme, noform\u0113\u0161anas maksa 0\u00a0\u20ac un elast\u012bgi noteikumi"},"content":{"rendered":"<div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Iesak\u0101m tie\u0161i jums<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">SEB banka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Izdev\u012bgs pat\u0113ri\u0146a kred\u012bts ar procentu likmi no 7,4% gad\u0101, noform\u0113\u0161anas maksu 0\u00a0\u20ac l\u012bdz 30.04, bez \u0137\u012blas un elast\u012bgiem atmaksas nosac\u012bjumiem.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/guianetflix.net\/en\/redirect\/?https:\/\/www.seb.lv\/privatpersonam\/krediti\/paterina-kredits\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Pieteikties tagad<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">J\u016bs tiksiet novirz\u012bts uz citu vietni<\/small>\n<\/div>\n<p><!-- Introduce the SEB loan offer --><\/p>\n<p>SEB pied\u0101v\u0101jum\u0101 \u0161obr\u012bd ir pat\u0113ri\u0146a kred\u012bts ar fiks\u0113tu procentu likmi no 7,4% gad\u0101, kas \u013cauj ieg\u016bt finans\u0113jumu liel\u0101kiem pirkumiem par izdev\u012bgiem nosac\u012bjumiem.<\/p>\n<p>Kred\u012bta apjoms ir pieejams no 1000 l\u012bdz 25\u00a0000\u00a0\u20ac, un atmaksas termi\u0146\u0161 var sasniegt 7 gadus. Turkl\u0101t l\u012bdz 30. apr\u012blim kred\u012bta noform\u0113\u0161anas maksa ir 0\u00a0\u20ac, kas paaugstina pied\u0101v\u0101juma pievilc\u012bbu.<\/p>\n<p>Kred\u012btam nav nepiecie\u0161ama \u0137\u012bla vai pirm\u0101 iemaksa, k\u0101 ar\u012b l\u012bguma nosl\u0113g\u0161anas process ir vienk\u0101r\u0161ots visiem kred\u012bt\u0146\u0113m\u0113jiem.<\/p>\n<p>T\u0101tad \u0161is pied\u0101v\u0101jums piem\u0113rots tiem, kuri v\u0113las realiz\u0113t savus pl\u0101nus \u0101tri un \u0113rti, bez sare\u017e\u0123\u012btas dokument\u0101cijas.<\/p>\n<p><!-- Step by Step: How to Apply --><\/p>\n<h2>Pieteik\u0161an\u0101s so\u013ci SEB pat\u0113ri\u0146a kred\u012btam<\/h2>\n<p>1. Aizpildiet pieteikumu SEB internetbank\u0101, ievadot nepiecie\u0161amo inform\u0101ciju par sevi un v\u0113lamo kred\u012bta apjomu.<\/p>\n<p>2. P\u0113c vajadz\u012bbas sagatavojiet ien\u0101kumus apliecino\u0161u dokumentu, ja alga netiek p\u0101rskait\u012bta uz SEB banku.<\/p>\n<p>3. Sagaidiet SEB atbildi par kred\u012bta pie\u0161\u0137ir\u0161anu \u2013 banka izv\u0113rt\u0113 pieteikumu un sniedz l\u0113mumu.<\/p>\n<p>4. Pozit\u012bva l\u0113muma gad\u012bjum\u0101 \u2013 parakstiet kred\u012bta l\u012bgumu internetbank\u0101, izmantojot autoriz\u0101ciju.<\/p>\n<p>5. Kred\u012bta summa tiek p\u0101rskait\u012bta uz kontu uzreiz p\u0113c l\u012bguma parakst\u012b\u0161anas.<\/p>\n<p><!-- Pros --><\/p>\n<h2>Galven\u0101s priek\u0161roc\u012bbas<\/h2>\n<p>Viens no galvenajiem ieguvumiem \u2013 \u013coti zema procentu likme, s\u0101kot no 7,4%, kas Latvijas tirg\u016b ir \u013coti konkur\u0113tsp\u0113j\u012bga.<\/p>\n<p>L\u012bdz 30. apr\u012blim kred\u012bta noform\u0113\u0161ana ir piln\u012bb\u0101 bezmaksas, kas \u013cauj ietaup\u012bt pat desmitiem eiro.<\/p>\n<p>Kred\u012bts pieejams bez \u0137\u012blas vai pirm\u0101s iemaksas, kas b\u016btiski atvieglo pieteik\u0161an\u0101s procesu un pa\u0101trina l\u012bguma nosl\u0113g\u0161anu.<\/p>\n<p>Elast\u012bgs atmaksas termi\u0146\u0161 l\u012bdz 7 gadiem \u013cauj piel\u0101got ikm\u0113ne\u0161a maks\u0101jumus sav\u0101m iesp\u0113j\u0101m.<\/p>\n<p><!-- Cons --><\/p>\n<h2>Iesp\u0113jamie tr\u016bkumi<\/h2>\n<p>Neskatoties uz priek\u0161roc\u012bb\u0101m, kred\u012btam piem\u0113rota minim\u0101l\u0101 summa 1000\u00a0\u20ac, kas var neb\u016bt piem\u0113rota maz\u0101kiem pirkumiem.<\/p>\n<p>Kop\u0113j\u0101 gada procentu likme var b\u016bt liel\u0101ka, ja klientam nav ide\u0101las kred\u012btv\u0113stures vai regul\u0101ru ien\u0101kumu.<\/p>\n<p>Kred\u012bta pieejam\u012bba atkar\u012bga no individu\u0101l\u0101s maks\u0101tsp\u0113jas un citiem finansi\u0101lajiem apst\u0101k\u013ciem.<\/p>\n<p><!-- Verdict --><\/p>\n<h2>M\u016bsu rezum\u0113<\/h2>\n<p>SEB pat\u0113ri\u0146a kred\u012bts \u0161obr\u012bd ir \u013coti izdev\u012bgs risin\u0101jums tiem, kas pl\u0101no liel\u0101kus pirkumus vai remontu. Zem\u0101 likme, bezmaksas noform\u0113\u0161ana un vienk\u0101r\u0161a pieteik\u0161an\u0101s padara \u0161o pied\u0101v\u0101jumu \u012bpa\u0161i pievilc\u012bgu. Nenoliedzami, individu\u0101l\u0101 kred\u012btsp\u0113ja un vajadz\u012bbas j\u0101izv\u0113rt\u0113 r\u016bp\u012bgi, bet SEB pied\u0101v\u0101jums ir viena no lab\u0101kaj\u0101m iesp\u0113j\u0101m tirg\u016b.<\/p>\n<div style=\"background: #ffffff; border-radius: 12px; box-shadow: 0 10px 30px rgba(0, 0, 0, 0.1); width: 100%; max-width: 340px; padding: 25px; transition: transform 0.3s ease-in-out; overflow: visible; display: flex; flex-direction: column; position: relative; border: 1px solid #28a745; margin-top: 70px; margin-bottom: 50px; margin-left: auto; margin-right: auto;\">\n<div style=\"position: absolute; top: -35px; right: 15px; color: #28a745; padding: 5px 10px; border-radius: 6px; font-size: 14px; font-weight: bold; display: flex; align-items: center; z-index: 10;\">Iesak\u0101m tie\u0161i jums<\/div>\n<div data-namespace-header=\"\" style=\"\">\n<h3 data-namespace-title=\"\" style=\"color: #333; font-size: 20px; font-weight: bold; text-align: left; margin-right: 50px; min-height: 50px; margin-top: 0px;\">SEB banka<\/h3>\n<\/p><\/div>\n<p data-namespace-prompt=\"\" style=\"font-size: 16px; color: #666; margin-bottom: 20px; line-height: 1.5; flex-grow: 1; text-align: left; margin-top: 0px;\">Izdev\u012bgs pat\u0113ri\u0146a kred\u012bts ar procentu likmi no 7,4% gad\u0101, noform\u0113\u0161anas maksu 0\u00a0\u20ac l\u012bdz 30.04, bez \u0137\u012blas un elast\u012bgiem atmaksas nosac\u012bjumiem.<\/p>\n<p>    <a data-namespace-url=\"\" href=\"https:\/\/guianetflix.net\/en\/redirect\/?https:\/\/www.seb.lv\/privatpersonam\/krediti\/paterina-kredits\" style=\"width: 100%; display: inline-block; color: white; text-decoration: none; border-radius: 6px; font-size: 16px; font-weight: bold; text-align: center; transition: transform 0.3s ease, background 0.3s ease; margin-top: auto;\" data-namespace-id=\"5c0d2565-3ba9-4280-a382-ad2a691e2285\"><br \/>\n        <button style=\"width: 100%; height: 55px; background: #e9e9ed; border: 1px solid black; color: black;\">Pieteikties tagad<\/button><br \/>\n    <\/a><br \/>\n    <small style=\"margin-top: 10px; color: #777; font-size: 12px; text-align: center; display: block;\">J\u016bs tiksiet novirz\u012bts uz citu vietni<\/small>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>SEB pat\u0113ri\u0146a kred\u012bts ar fiks\u0113to likmi no 7,4% gad\u0101 un bezmaksas noform\u0113\u0161anu l\u012bdz 30. apr\u012blim. \u0112rti, elast\u012bgi un bez \u0137\u012blas \u2013 lielisku pirkumu realiz\u0101cijai.<\/p>","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[13],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v23.3 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>SEB pat\u0113ri\u0146a kred\u012bts: izdev\u012bga likme, noform\u0113\u0161anas maksa 0\u00a0\u20ac un elast\u012bgi noteikumi - G|N<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/guianetflix.net\/en\/f97a8aad-0228-4d18-a581-3f8c0348028f\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"SEB pat\u0113ri\u0146a kred\u012bts: izdev\u012bga likme, noform\u0113\u0161anas maksa 0\u00a0\u20ac un elast\u012bgi noteikumi - G|N\" \/>\n<meta property=\"og:description\" content=\"SEB pat\u0113ri\u0146a kred\u012bts ar fiks\u0113to likmi no 7,4% gad\u0101 un bezmaksas noform\u0113\u0161anu l\u012bdz 30. apr\u012blim. \u0112rti, elast\u012bgi un bez \u0137\u012blas \u2013 lielisku pirkumu realiz\u0101cijai.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/guianetflix.net\/en\/f97a8aad-0228-4d18-a581-3f8c0348028f\/\" \/>\n<meta property=\"og:site_name\" content=\"G|N\" \/>\n<meta property=\"article:published_time\" content=\"2026-04-09T11:46:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-04-09T11:46:52+00:00\" \/>\n<meta name=\"author\" content=\"Bruno Gianni\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Bruno Gianni\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/guianetflix.net\/f97a8aad-0228-4d18-a581-3f8c0348028f\/\",\"url\":\"https:\/\/guianetflix.net\/f97a8aad-0228-4d18-a581-3f8c0348028f\/\",\"name\":\"SEB pat\u0113ri\u0146a kred\u012bts: izdev\u012bga likme, noform\u0113\u0161anas maksa 0\u00a0\u20ac un elast\u012bgi noteikumi - G|N\",\"isPartOf\":{\"@id\":\"https:\/\/guianetflix.net\/#website\"},\"datePublished\":\"2026-04-09T11:46:00+00:00\",\"dateModified\":\"2026-04-09T11:46:52+00:00\",\"author\":{\"@id\":\"https:\/\/guianetflix.net\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\"},\"breadcrumb\":{\"@id\":\"https:\/\/guianetflix.net\/f97a8aad-0228-4d18-a581-3f8c0348028f\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/guianetflix.net\/f97a8aad-0228-4d18-a581-3f8c0348028f\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/guianetflix.net\/f97a8aad-0228-4d18-a581-3f8c0348028f\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/guianetflix.net\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"SEB pat\u0113ri\u0146a kred\u012bts: izdev\u012bga likme, noform\u0113\u0161anas maksa 0\u00a0\u20ac un elast\u012bgi noteikumi\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/guianetflix.net\/#website\",\"url\":\"https:\/\/guianetflix.net\/\",\"name\":\"G|N\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/guianetflix.net\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/guianetflix.net\/#\/schema\/person\/d52888235fd6563bd07d97185d6a61e4\",\"name\":\"Bruno Gianni\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/guianetflix.net\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/0f5d42d7bf77874643c1478932860e3f?s=96&d=mm&r=g\",\"caption\":\"Bruno Gianni\"},\"description\":\"Bruno writes the way he lives, with curiosity, care, and respect for people. 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